March 18, 2005
More on Bankruptcy
Xrlq is on my side regarding bankruptcy reform. Of course, I do see that the practices of the banks could use some fine-tuning as well, but that can certainly be done separately. The thing I'd truly like to see is for people to educate themselves a little bit better on how to use—and strategically avoid—credit.
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March 14, 2005
McArdle on Bankruptcy Reform
Megan gives a comprehensive outline of the current situation, sparing neither bankruptcy filers nor the credit card companies, and finally makes a cogent statement against the current bill, arguing that our loose bankruptcy laws make us more risk-tolerant, spurring production.
It's a powerful argument that I'm not sure I quite buy. 'Course, I'm a short-sighted moralist.
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